Home loans for every kind of buyer
Whether it's your first home, your next one, or a smarter loan on the one you already own, there's a program built for it. As an independent broker team, we match you to the right fit across Dallas-Fort Worth and Oklahoma — and explain every option in plain language.
Buying a home
Conventional
Flexible terms with as little as 3% down for qualified buyers. A strong fit when your credit and savings are in good shape.
FHA
Lower down payment and more forgiving credit requirements — a popular path for first-time buyers getting started.
VA
For eligible veterans, service members, and surviving spouses — often with no down payment and no monthly mortgage insurance.
USDA
Zero-down financing for eligible buyers in qualifying rural and suburban areas around the metro. We'll check if your address fits.
Jumbo & move-up
Financing above standard loan limits for higher-value homes — with the same clear guidance from first look to closing.
Self-employed & non-traditional
Business owners and buyers with less typical income deserve options too. We help find the loan that fits how you actually earn.
Refinance & home equity
When the timing is right, refinancing can lower your payment, shorten your term, or swap an adjustable rate for a fixed one. A cash-out refinance or home equity option can also put your equity to work for renovations, debt, or life's big moments.
We'll run the real numbers with you first — and tell you honestly if waiting is the smarter move.
Your rate, in writing — with the APR and fees
Instead of a teaser number, you get a personalized quote that shows the interest rate and APR together, plus any points, lender fees, and estimated closing costs. That's the only way to compare offers honestly.
Rates and terms vary by borrower and change daily with market conditions. All loans subject to credit approval; program eligibility requirements apply. Dallas Mortgage Girl is an independent mortgage broker, Company NMLS #1850, licensed in Texas and Oklahoma. Equal Housing Opportunity. Verify licensing at the NMLS Consumer Access website.
Not sure which program fits?
That's exactly what we're here for. Answer a few quick questions and we'll point you to the right path and your next step to apply.
Get Pre-Qualified